01
DSCR Loans
Qualify on the property's rental cash flow, not your W-2 or tax returns. Close in an LLC and scale past conventional limits.
- • Rent ÷ PITIA ratio drives approval
- • No personal income docs
- • LLC vesting allowed
Investor financing
Loans built for investors
Qualify on cash flow, package STR income cleanly, and time your cash-out to fund the next deal.
02
Short-Term Rental (Airbnb/VRBO)
Financing built for STRs using payout history or projected market income from tools like AirDNA.
- • Payout history accepted
- • Projected income options
- • Furnished-rental friendly
03
PadSplit / Co-Living
Room-by-room rental strategies need a lender who understands how to document the income.
- • Per-room income packaging
- • Conversion strategy guidance
- • Cash-flow focused
04
Cash-Out Refinance
Pull equity from a stabilized rental to fund your next acquisition — the refinance step of BRRRR.
- • Seasoning strategy
- • Portfolio-level planning
- • DSCR or conventional
05
Fix & Flip / Bridge
Short-term capital for purchase and rehab, with draws tied to your scope of work.
- • Purchase + rehab funding
- • Based on after-repair value
- • Fast closings
06
1–4 Unit & Portfolio
From a first duplex to a growing portfolio, structure loans that keep you growing.
- • 2–4 unit house hacks
- • Blanket portfolio loans
- • Non-QM options
Have a specific question? See the Investor Q&A →